Real Estate

The Legal Benefits of Using a Licensed Real Estate Agent

Posted by on Sep 21, 2016 in Real Estate | 0 comments

HOW Licensed real estate agents have legal obligations formally called “fiduciary duties” to their clients. Obedience If you give an agent who is representing you an instruction with any financial implications they are obligated to follow it, even if they strongly disagree as long as it’s legal and doesn’t contradict a contractual agreement.  Loyalty Your agent is obliged to put your interests above those of anyone else involved in the deal including them.  Disclosure If your agent knows any fact that’s “material” to the sale, they are obligated to share that fact with you. And while they’re...

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Why You Should Buy Your Retirement Home Before You Retire

Posted by on Aug 3, 2016 in Real Estate | 0 comments

  Five reasons to buy a home for your twilight years while you’re still fully employed. Planning to leave the workplace sometime in the next five to 10 years? Buying your retirement home now can pay off big in the long term, particularly if you’re going to get a mortgage. By making your move ASAP, you’ll be able to capitalize on today’s record-low interest rates. Earlier this month, rates on 30-year fixed mortgages dropped to an average 3.41 percent — a hair above the historic low of 3.31 percent set in November 2012, according to a report by Freddie Mac. (You can thank Brexit for the...

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Who Pays Closing Costs?

Posted by on Jul 29, 2016 in Real Estate | 0 comments

Usually, the buyer faces more line-item expenses, but the seller pays the commission. Rarely does a buyer or seller show up to the closing without knowing exactly what their costs of sale will be. In fact, based on the mortgage loan amount of the purchase/sale price, it’s not hard to ballpark either side’s closing costs. Before you get too far along in the process, ask your real estate agent or mortgage professional for an estimate. If you’re new to real estate or haven’t bought or sold in a while, here’s what you need to know about closing costs. Buyers have a higher number of costs In a...

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Insurance FAQs for First-Time Home Buyers

Posted by on Jul 27, 2016 in Real Estate | 0 comments

You’ve just made a huge investment. Make sure you protect it. Buying home insurance for the first time is overwhelming, especially if you’re trying to go it alone. Before shopping for coverage, review these common insurance questions to make sure you’re armed with the knowledge to find the best policy for your needs. Do I need a policy before buying a home? Technically, no. Most states require drivers to possess auto insurance before taking the car off the dealer’s lot. But home insurance is different. However, if you need a loan to buy your home, your lender will likely require you to...

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How to Prepare Your Home for an Appraisal

Posted by on Jul 22, 2016 in Real Estate | 0 comments

What you need to know about the process, from a veteran certified appraiser. Getting your home appraised can often be a nerve-wracking experience. Your home and your handy work will be on display to be judged and valued so that you can move forward with selling your home. But it doesn’t have to be a stressful experience. With the right tools, tricks and savvy, the appraisal process can not only go smoothly, it can also help you make a giant financial leap toward a future in a new home. Do your homework Ideally, your appraiser will be a local who knows the area well and who has been around...

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How to Ensure Your Pet Is a Good Rental Resident

Posted by on Jul 20, 2016 in Real Estate | 0 comments

There’s nothing worse than living next door to an incessant barker or yappy dog — even howling cats can be a nuisance. It’s important to make sure your pet isn’t the one your neighbors complain about. While a growing number of rental properties specialize in pet-friendly apartments and homes, it’s understandable why both property owners and their leasing agents are skeptical about pets. As a pet owner, it’s your responsibility to ensure your pet is a good renter. Backed by credentials If you’re looking to rent, being able to produce a Canine Good Citizen (CGC) Certificate to show your future...

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