Home Buying

5 Biggest Home-Buying Fears

Posted by on Oct 28, 2015 in First Time buyers, Home Buying, Insurance, Real Estate | 0 comments

Buyers’ biggest real estate fears sometimes hold them back from buying throughout the year. The scary thing is, these fears are sometimes well-founded. Here are some of the issues that commonly keep home buyers awake at night, and what you can do about them. “The house has a cracked foundation, dry rot, or a leaky roof” Renovating, fixing and repairing are on few buyers’ wish lists. When faced with the home of their dreams, they fear the inspection. What if there is dry rot, or a roof or foundation issue? Most homes will need routine maintenance, and a good inspector will point this out. But...

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Why You Shouldn’t Hate Your Homeowners Association Dues

Posted by on Oct 23, 2015 in Home Buying, Insurance, Real Estate, Tips | 0 comments

If you buy a house in a planned development, a subdivision or a gated community, you’ll likely have to join a homeowners association (HOA). Which means you’ll be faced with the prospect of paying annual dues. Condo owners often face these fees, too. No one expects you to be happy about these payments, especially when they often come due right after the holidays. And it’s true that the dues can be spent for seemingly trivial events such as neighborhood parties, and that management fees for the associations can be steep. The HOA can make and enforce rules such as what colors houses can be...

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How to Stage your Home for Fall Showings

Posted by on Oct 16, 2015 in First Time buyers, Home Buying, Home Decor, Real Estate, Tips | 0 comments

Staging a home is like vacuuming before company arrives: You might not notice it when it’s done well, but you definitely notice when it isn’t. Fall’s biggest buyers are millennials with a sharp eye for detail and empty nesters looking to have some space to themselves, so it makes even more sense to set your home up to show well to these demographics. Since autumn is an especially homey time of year, it’s easy to add a bit of cozy comfort while keeping your place ship-shape for showings. Set the scene Do as much purging and packing as you can before beginning home showings. Store packed...

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Buying a Home That Will Age With You

Posted by on Oct 14, 2015 in Home Buying, Retirement | 0 comments

When you’re in your 40s and 50s, it may seem too early to worry about what life will be like post-retirement. But if you are shopping for a place to settle down, the home you choose today will impact your options years down the road. Here are some factors to consider before buying your next home. Is the neighborhood walkable? The best homes for aging in place are centrally located and allow you to either walk or take public transit wherever you need to go. A walkable neighborhood is safe for pedestrians, with well-maintained and well-lit sidewalks. It is close to retail stores, restaurants...

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Holiday Hazards: How to Avoid Insurance Claims

Posted by on Dec 5, 2014 in Home Buying | 0 comments

Everyone loves the holidays – the smells, the food, the presents, the time with friends and family. Most people have started making their wish lists, and some have gone so far as to start shopping. Here’s a present for you and your family: the gift of avoiding holiday-related insurance claims. When it comes to the holidays, insurance concerns are usually an afterthought. But many enjoyable aspects of the holidays can also pose dangers. Consider the following elements of the holidays — and their potential for trouble. Hunger pains Who doesn’t love holiday food? Turkey with all the trimmings,...

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Why You Should Get Off the Fence About Buying a Home

Posted by on Oct 1, 2014 in Home Buying | 0 comments

As the housing market continues to stabilize and show more signs of health and improved conditions, you might be thinking more seriously about purchasing a home, right? Here are some reasons why it’s (still) a good idea to get off the fence — sooner, rather than later. Mortgage rates are (still) low During the recession, the rate on the 30-year, fixed-rate loan averaged 4.32 percent. Now, rates are close to that, and there’s no recession! That means they’ve got nowhere to go but up — particularly because the Federal Reserve is expected to end its bond-buying program, which has been...

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