Retirement

Buying a Home That Will Age With You

Posted by on Oct 14, 2015 in Home Buying, Retirement | 0 comments

When you’re in your 40s and 50s, it may seem too early to worry about what life will be like post-retirement. But if you are shopping for a place to settle down, the home you choose today will impact your options years down the road. Here are some factors to consider before buying your next home. Is the neighborhood walkable? The best homes for aging in place are centrally located and allow you to either walk or take public transit wherever you need to go. A walkable neighborhood is safe for pedestrians, with well-maintained and well-lit sidewalks. It is close to retail stores, restaurants...

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4 Simple Strategies to Shave Years Off Your Mortgage

Posted by on Mar 18, 2015 in Credit, Investment property, Retirement, Tips | 0 comments

No one wants to spend longer making mortgage payments than they have to. The obvious way to pay off a mortgage faster is to get a shorter-term loan, like a 15-year instead of a 30-year. But on a $300,000 home purchase with 10 percent down, you’ll pay about $620 more per month on a 15-year loan than on a 30-year loan (including mortgage insurance), which might be too expensive for you. So how do you fix your budget with a loan you can afford, yet still pay it off early if you have extra money? Here’s a look at four common approaches.   Refinance and then reinvest savings It’s always prudent...

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