Posts by Fernando

5 Things You Need to Know About Real Estate Disclosures

Posted by on Sep 28, 2016 in Real Estate | 0 comments

It’s standard practice in real estate to give a home a fresh coat of paint before putting it on the market. Nine out of 10 times, the intention is to show the property at its best. But every so often, the seller paints the house in hopes of covering something up. In most parts of the country, sellers (and agents) are required to document any known defects, current or past, to potential buyers. But some sellers don’t play by the rules and will try to get one past a buyer. Whether you’re a listing a home for sale or in the market to purchase, here are five things you should know about real...

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4 Things to Know About Buying a ‘For Sale by Owner’ Home

Posted by on Sep 23, 2016 in Real Estate | 0 comments

During the home-buying process you’ll see tons of homes, mostly listed by real estate agents. But from time to time you might encounter a home listed for sale by owner (FSBO). You may even have a friend or relative who wants to sell you their home directly. While it may seem that buying a FSBO home without involving real estate agents would simplify the process, this isn’t necessarily true. Here are some points to keep in mind when you’re looking at a home for sale by owner.  Most sellers will work with your agent Smart home sellers know that most buyers work closely with a buyer’s agent for...

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The Legal Benefits of Using a Licensed Real Estate Agent

Posted by on Sep 21, 2016 in Real Estate | 0 comments

HOW Licensed real estate agents have legal obligations formally called “fiduciary duties” to their clients. Obedience If you give an agent who is representing you an instruction with any financial implications they are obligated to follow it, even if they strongly disagree as long as it’s legal and doesn’t contradict a contractual agreement.  Loyalty Your agent is obliged to put your interests above those of anyone else involved in the deal including them.  Disclosure If your agent knows any fact that’s “material” to the sale, they are obligated to share that fact with you. And while they’re...

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Why You Should Buy Your Retirement Home Before You Retire

Posted by on Aug 3, 2016 in Real Estate | 0 comments

  Five reasons to buy a home for your twilight years while you’re still fully employed. Planning to leave the workplace sometime in the next five to 10 years? Buying your retirement home now can pay off big in the long term, particularly if you’re going to get a mortgage. By making your move ASAP, you’ll be able to capitalize on today’s record-low interest rates. Earlier this month, rates on 30-year fixed mortgages dropped to an average 3.41 percent — a hair above the historic low of 3.31 percent set in November 2012, according to a report by Freddie Mac. (You can thank Brexit for the...

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Who Pays Closing Costs?

Posted by on Jul 29, 2016 in Real Estate | 0 comments

Usually, the buyer faces more line-item expenses, but the seller pays the commission. Rarely does a buyer or seller show up to the closing without knowing exactly what their costs of sale will be. In fact, based on the mortgage loan amount of the purchase/sale price, it’s not hard to ballpark either side’s closing costs. Before you get too far along in the process, ask your real estate agent or mortgage professional for an estimate. If you’re new to real estate or haven’t bought or sold in a while, here’s what you need to know about closing costs. Buyers have a higher number of costs In a...

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